At Rock Solid Credit Counseling, we believe pricing should be clear, transparent, and explained before you commit to any services. We operate in compliance with the Credit Repair Organizations Act (CROA) and Texas Finance Code Chapter 393.
We do not charge upfront fees for credit repair services. All fees are disclosed in writing and assessed only after services are performed, as required by law.
CREDIT EDUCATION & DOCUMENT PREPARATION
Our services focus on credit education, guidance, and the preparation of documentation related to credit report disputes, when appropriate. Services are tailored based on each client’s individual credit profile and the level of support selected.
Before enrollment, you will receive:
Before enrollment, you will receive:
- A written description of services
- A full breakdown of all fees
- The billing schedule
- Required federal and Texas disclosures
- A written Credit Services Agreement
SERVICE OPTIONS
Rock Solid Credit Counseling offers more than one service option to support different client needs and preferences.
Full-Service Credit Support
This option includes personalized guidance, credit report review, and preparation of dispute-related documentation, when appropriate. Services are provided with client authorization and in accordance with federal and Texas law.
Self-Guided (DIY) Credit Education
This option is educational in nature and focuses on helping clients understand credit reports, credit scoring, and their rights as consumers. DIY services do not include personalized dispute correspondence or direct communication with credit bureaus or creditors.
The availability, scope, and pricing of services are explained in writing before enrollment.
Full-Service Credit Support
This option includes personalized guidance, credit report review, and preparation of dispute-related documentation, when appropriate. Services are provided with client authorization and in accordance with federal and Texas law.
Self-Guided (DIY) Credit Education
This option is educational in nature and focuses on helping clients understand credit reports, credit scoring, and their rights as consumers. DIY services do not include personalized dispute correspondence or direct communication with credit bureaus or creditors.
The availability, scope, and pricing of services are explained in writing before enrollment.
CONSULTATION
We offer a consultation designed to help you understand your credit reports, identify potential issues, and explain available options.
- Educational in nature
- No pressure or obligation
- No guarantees of outcomes
BILLING & PAYMENTS
- We do not charge hourly fees
- We do not bill for services before they are performed
- No hidden fees
RIGHT TO CANCEL
You have the legal right to cancel your agreement within three (3) business days of signing, for any reason and without penalty.
Cancellation instructions and required forms are provided in writing, as required by law.
Cancellation instructions and required forms are provided in writing, as required by law.
IMPORTANT DISCLOSURES
- We do not guarantee credit score increases or specific results
- We do not promise the removal of accurate or verifiable information
- Consumers may dispute credit report information on their own at no cost
